Spencer Montgomery

Spencer is a Quantitative Financial Analyst and team lead of the analytics team in the software development department. He specializes in model research and development for fixed income securities, derivatives, and structured products. Since joining Clearwater in 2015, Spencer has worked on the analytics team to increase the scope and breadth of risk calculations to support over 30 risk calculations for nearly a quarter million distinct securities daily. Additionally, Spencer assisted in creating new interest rate shock and income forecasting projects, developed proprietary prepayment models, and worked with teams at Clearwater to ensure client success.

Spencer has a master’s degree in financial economics, and bachelor’s degrees in finance and economics from Utah State University.